Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Chemistry is a perfect metaphor for Murray. Often called “the central science,” chemistry connects all of the other natural sciences and deals with the composition, behavior, and structure of matter and the changes it undergoes. That’s the role we play as your insurance broker: we make connections, build relationships and help you manage change. The connections we make are not random. By getting to know your business, we concentrate the efforts of the right insurance company, claims and risk control specialists and other professionals on your risk manage- ment needs. We may not create solutions in Building the Right Connection a science lab, but they can be just as unique. All of our innovations and specialty services are designed to be used in your business, with your staff to support your efforts. There is nothing more gratifying than a satisfied client and we appreciate the testimonials shared throughout this piece. We’ve also offered some insight into our planned growth and expanded programs, while reinforcing our commitment to the core risk management principles critical to your success. We thank you for your continued business and endeavor to exceed expectations today and into the future. Founded in 1930, at 81, Murray’s focus continues to be a consultative approach to risk management, providing clients with the knowledge and expertise to protect their employees and their assets. 81 Combined total number of insurers (markets) available to our property/casualty and employee benefits consultants and account executives. More markets mean better opportunity for us to match you with the the best protection for the best value. 156 Total number of personal insurance and business clients including construction, employee benefits, program services, commercial, surety bonding, home, automobile and more. 11,719 Richard M. Rankin, CIC President & CEO